Publix Associates Inquiries
At Compass Financial, we have been helping Publix employees since 1991. Just like anyone else you may be talking to, we are not affiliated with or endorsed in any way by Publix Super Markets, Inc. Rather, our relationship and track record with Publix associates has led to our continued growth over the years. Based upon our experience, we use a more specialized approach to meet the specific needs of Publix associates that is different from other advisors. Using our approach, we may be able to help you in these areas and others:
Keeping ESOP & 401(k) Stock
Our approach allows you to receive a monthly income while keeping a large portion of stock from your ESOP and 401(k) for future growth. As you know, this stock has helped build your wealth over the years. Many of our clients tell us that our approach is very different from the advice received from other advisors that recommend selling all of their stock and diversifying the funds in the market.
Personal Financial Plan
Whether you are retiring soon or several years from now, we believe the first step to full or part time retirement is a written financial plan. This plan is prepared by a Certified Financial Planner™ and gives you a time frame of when you may be able to retire, based upon your individual goals.
Retiring Without Penalties
You may retire before 59½ without penalty. It is possible but it must be done properly by utilizing strategies such as IRS code 72(t) or Net Unrealized Appreciation (NUA). We have many years of experience with these IRS regulations and will be happy to guide you through the process of using them.